◆ Toronto, ON · Wealth Management ServicesOne relationship. Not four.
Investment management, financial planning, tax preparation, estate planning, insurance and mortgage advice — handled by one team.
Investment management
Portfolios built around your risk tolerance, time horizon and tax position, with access to institutional-grade investment options.
- Built around your risk tolerance and time horizon
- Access to institutional-grade investment options
Financial planning
Short and long-term goal planning, retirement income, and how the money comes back out.
- Short and long-term goal planning
- Retirement income and drawdown
Tax preparation and planning
Prepared in-house. Your investment strategy and your tax strategy are built together.
- Tax return prepared in-house
- Investment and tax strategy built together
Estate planning
Your estate plan is coordinated alongside your investments and your tax return, not left to you to join up.
- Coordinated with your investments and your tax return
- Not left to you to join up
Insurance
Individual and corporate strategies, built into the wider plan rather than sold beside it.
- Individual and corporate strategies
- Built into the plan, not sold beside it
Mortgage and credit
Financing decisions considered as part of the whole picture.
- Financing considered alongside everything else
The advisor you will actually be working with.
Luca leads The Ciminelli Group, a full-service wealth management practice serving families across the Greater Toronto Area — Richmond Hill and King City, where he lives, through to Oakville, Mississauga and central Toronto, where he grew up.
“We just want to be an extension of their family.”
Clients frequently describe the first conversation as the most thorough financial conversation they have had.
Why it matters
Most people in your position end up managing a committee. Nobody in that arrangement sees the whole picture, so nobody is responsible for it. The coordination falls to you.
One team, not four
An advisor at one firm, an accountant at another, a lawyer seen once a decade, an insurance broker you cannot quite remember appointing. We replace the committee.
Tax prepared in-house
Your investment strategy and your tax strategy are built together rather than bolted together in April.
Planning across generations
The planning horizon includes your children and grandchildren. Most of our client relationships eventually include them too.
What we cover
Planning across generations
The planning horizon includes your children and grandchildren. Most of our client relationships eventually include them too.
Toronto, ON
Start with a conversation.
No cost. No commitment. Forty-five minutes.
Book your complimentary financial planning session